It is letting you know that budgeting your money is very iportant when it come to keeping your money. And spending your money on clothes, shoes and other things are good but its but maneging are will be even better cause the you have money to pay your bills and and to spend on other things that you enjoy

week 35

mon. 5-10
tues. 0ff
wens. 5-10
thurs. 5-10
fri. 5-10
sat10-8
sun. 9-3

Next week

i will not be coming to school any of those days next week

# 32

tues. 8-3.22/08
sat. 8-3.26/08
sun. 8-3.27/08
i may work more days cuase i jus got myfriend a job and me and are going to to start to ride togethe.

week31

sat.
sun

Chapter 21 Key Concepts

1. You agree to kep your money deposited for a specific length of timein a____.(checkin account)
2. Only self employed workers can open a _____.(cd)
3. When you compare a checkin account statement with your check registerto make sure they agree, you are ______your checking account.(reconciling)
4. The most common type of credit vehile is a_____.(SEP)
5. Credit can be costly because of _______.(high interest rates)

Review 21.3

1. Why is a credit more convenient for everyday purchase than loan?
Allwos you to make different purcahses in mant stores and most loans are mostlky used for large purcahse
2. Why is it easy for some people to get into financial trouble when they have a credit card?
Over uesage of there card
3. Why do businesses check bureaus before extending credit to individuals?
To see if pay your bills on time and have good credit

Review 21.2

1. Why might you choose a regular checking account instead of a NOW account?
Cause when you use the NOW account you have to keep a certain amount of money in the account to keep it open
2. Why might you write the amount of a check in both numerals and words?
It will help when you are balancing you check book and to make sure that you the correct amount down which you are using.
3.Why is it important to reconcile your checks register and bank statements?
To make sure that they are correct and how it should be.

Review 21.1

1. Why might someone just starting out prefer a regular savings account to a CD?
Because wen you put money in you get interest meaning your making money while your moneys in the bank
2. Explain why you should start contributing to a retirement plan as soon as you can.
To make sure yo u have enough money for retirement years.

weeek 30

7-4 sun. 4/12
7-4 sat. 4/13

1.
Visual Merchandiser

2.
Ship's Crew

3.
Cable Installer and Repairer

4.
Partsperson

5.
Industrial Designer

6.
Enlisted Member of the Armed Forces

7.
Jeweler

8.
Craftsperson

9.
Potter

10.
Carpenter
Ship's Crew
Learning new hands-on skills
Being interested in boats, ships or water transportation
Visual Merchandiser
Selling or encouraging sales
Having your own creative ideas about designs and styles
Being aware of how colors, shapes and patterns are used in design

1.
Visual Merchandiser

2.
Ship's Crew

3.
Cable Installer and Repairer

4.
Partsperson

5.
Industrial Designer

6.
Enlisted Member of the Armed Forces

7.
Jeweler

8.
Craftsperson

9.
Potter

10.
Carpenter
Ship's Crew
Learning new hands-on skills
Being interested in boats, ships or water transportation
Visual Merchandiser
Selling or encouraging sales
Having your own creative ideas about designs and styles
Being aware of how colors, shapes and patterns are used in design

Week #27 Work Schedule

7a.m-11p.m Sat
8a.m-4p.m Sun

Spring Break work schedule

Over the break I plan to work the hole time if i can to make sure that I enough hours at the end of year. An also show the G.M that i am willing to work so that i can get a raise and become a team leader.i am still going to have a little fun though over the break.

Week #26

8-4 sat.
8-4 sun.

Week #25 Work Schedule

7-4 sat.
7-4 sun.

Basic Math

Chapter 23 Key Concepts

1. Which of the following is not a characteristic of a good tax system.
(c) Taxes are collected at the beginning of each year.
2. You'll have to pay additional income tax if
(a) your employer withholds too little tax
3. Social Security taxes are paid by
(c) Both workers and employers
4. Which one of the following beneifits is not part of social security
(b) Surivivors benifits
5. One Reason why the socia lsecurity system is in trouble is that
(b) The Birthrate is declining

Section 23.2 Review

1. Why is it important to build up work credits?
Cause it takes certain amount of credit to get Social Security benefits.
2. Why is the program of benefits discussed in this section called Social Security?
Disabled workes, Surivors benifits retirement, medicare, unemployment, and workers compensaion.
3. What may happen to Social Security by the time you retire if the system isn't changed soon?
There will be fewer young workers around to support retired people in the future

Sec 23.1 Review

1. List five characteristics of a good tax system. Why theses are features desirable?

Should be fair, tax laws should be clear and simple, taxes should be collected at a convenient time, and tax system should be stable, and flexible.
2. How dose the amount of money you earned and withheld determine whether you owe income tax.
Because if your emeployer did not take enough noney from your patcheck, you owe moeny and if you didnt make enough you wont be able draw for income tax

3. How will understanding such term as exemption, dependent, and deduction help complete a tax return?
It explains what you are filling out so you won’t be paying too much or to little

Chap.23 Vocab

Chap. 23 vocabulary

Internal revenue service (IRS) - an agency that collects federal taxes and oversees the federal tax system
Withhold- take out money from your check to pay income tax due on your wages
Income tax return-a from that shows how much you earned from working and made from other scourers
Exemption- a fixed amount of money that is excused from taxes
Deduction- an expense that you are allowed to subtract from your income
Work credit- measurement of how long you’ve worked
Disabled worker- someone who can not work because of a physical or mental condition
Medicare- paid to peo
Unemployment insurance- provides temporary income to workers who have lost their jobs
Workers’ compensation- paid to workers injured on the job and dependent of worker killed on the job

Weekly work Schedule

8-4, 2/23
8-4, 2/24

Weekly work Schedule

sta. 8-4 2/17
Sun. 8-4 2/18

Ch. 20 Recalling Key Concepts

Chapter 20 Vocabulary

budget-a plan for saving and spending based on your incomeand your expenses
recording-organizing and maintaining records, often of one's income and spending
financial responsibility-accountabilityin money matter

Recalling Key Concepts

Chapter 19 Vocabulary

1. economics-the study of how a group produces, distributes, and use consumers its good and services
2. economics system-a country's way of using resource to provide goods and services that its people want and needs
3. free enterprise- individuals or businesses may buy and sell and set prices with little government interference
4. consumers-people who buy and use goods and services
5. producers- companies or individuals who make r provide goods and services
6. marketplace-where buying and selling occur
7. gross domestic product-total dollar value of all goods and services produced in the United States during a year
8. inflation-when the average price of a good or service rise sharply
9. consumers fraud-dishonest business practices use by people trying to trick or cheat consumers
10. bait and switch-the fundamental practice of advertising a bargain item that is not available for sale in the advertiser's store
11. warranty-a guarantee that a product meets certain standards of quality

Work Time

8-4 sat.-1/26
8-4sun.1/27

Weekly Schedule Jan 6-Jan13th

sta.1/12, 8-4
sun.1/6, 8-4